Affordable Vehicle Ownership Begins with Chevrolet Financing

While the lineup of Chevrolet cars, trucks, SUVs, and EVs is more affordable than the competition, drivers appreciate having affordable financing options. Whether you purchase a legendary Chevy Corvette or the newly redesigned Chevy Trax, our knowledgeable finance team will find a loan or lease that fits your monthly budget. The Wood Motor Chevrolet finance team monitors the rates from national lenders like GM Financial as well as from local banks and credit unions around Bellefonte and Capp.

Why Finance with a Lease

Leases are attractive options for drivers who enjoy having a new car every two or three years. Our leases from GM Financial come with low down payments, affordable interest rates, and attractive terms. Most have mileage limits - usually between 10,000 and 15,000 annual miles. The mileage limits keep the monthly payments low, as lease payments include the sticker price minus the residual value - which is based on mileage and age.

When you choose a lease, you have a few options at the close. After two or three years, you can purchase the leased car or return it and get another one. Many drivers choose leases because they never have to worry about trade-in values or reselling their leased vehicle. After the lease is over, they choose another new car with a comprehensive warranty, so they have no worries other than deciding which car to get next time.

Benefits of a Traditional Auto Loan

While some drivers enjoy the benefits of a car lease, others prefer the traditional auto loan. Leases are usually reserved for drivers with good credit scores, but our finance team works hard to find auto loans for every customer regardless of credit score.

Leases come with mileage and wear-and-tear limits. When you lease a car, you can’t resell it. Cars purchased with an auto loan have no limits. You can customize your car, drive it as many miles as you want, and trade or resell it at any time. At the end of the loan, you own the car outright, and most auto loans do not penalize drivers for paying off loans early.

Our finance team uses lease programs through GM Financial, but they use auto loans from lenders all over the country. They scour the market to find the best interest rates and terms so all drivers can get into their dream car at Wood Motor Chevrolet in Harrison, Arkansas.

Chat With the Finance Team at Wood Motor Chevrolet in Harrison, AR

Our great auto finance tools are available online. Our website has a pre-approval finance application and a payment calculator to learn which cars fit your budget. Our online application is secure, so your vital information is safe. While you’re shopping for a new car on our website, check out our special offers and incentives for a great deal on your favorite Chevrolet.